Economic advancement - YWCA's economic advancement programs include homeownership education and foreclosure prevention, financial empowerment, and wand - wo(men) achieving new directions, which provides work-readiness and self-employment/micro-business training for women and their families . These programs are designed for our clients to achieve economic independence and upward mobility. The target populations served with these programs are low to moderate-income women and their families with household earnings at or below 80% of area median income. All programs are open to anyone interested in participating but our target market includes those who need additional household income and May be: unskilled, low formal education, first-generation adult worker, criminal record, (cont'd on sch. O) home bound or transitional (e.G. Divorce, widow, domestic violence survivor, long-term caregivers, veterans). Accomplishments: the YWCA reached more than 600 individuals and their families during the year. 87% of participants demonstrated increased financial stability and 96% of families experiencing a foreclosure crisis achieved stability after a housing crisis. In the wand program, 70% of participants developed viable strategies to increase household income through self-employment.

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